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Looking for a fha loan specialist in San Leandro? Review the directory below to compare your options.
9 agents listed
Updated May 2026
San Leandro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in San Leandro, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Gallegos - Fairway Independent Mortgage Corp.
2950 Merced St #101, San Leandro, CA 94578
5103312611
Gaby Rosales NMLS# 1934387
2950 Merced St Suite 102 office J, San Leandro, CA 94577
6503467153
Cambra & Associates
355 Joaquin Ave, San Leandro, CA 94577
5103577000
Chase Home Lending
1320 Fairmont Dr, San Leandro, CA 94578
6172301818
Chase Home Lending
1601 E 14th St, San Leandro, CA 94577
5102898954
Elle Nguyen - 519534 - Wells Fargo Home Mortgage
794 Davis St 1st Floor, San Leandro, CA 94577
4084725094
EZ Real Estate Loans
302 E 14th St, San Leandro, CA 94577
5109694129
Marty Appel - Reverse Mortgage Professional
312 Warren Ave, San Leandro, CA 94577
5107012167
An FHA loan specialist in San Leandro, California can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. San Leandro home buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in San Leandro Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium that ranges from 0.45 to 1.05 percent of the loan balance. Lender origination fees generally range from 0.5 to 1.0 percent of the loan amount. Appraisal and credit report fees add another $500 to $1,000. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for San Leandro in 2025?
For 2025, the FHA loan limit for a single-family home in Alameda County, which includes San Leandro, is $1,149,825 for high-cost areas. This limit is set by the Department of Housing and Urban Development and is adjusted annually based on local median home prices.
Do I need a California-specific license to be an FHA loan specialist?
Yes, in California all mortgage loan originators must hold a valid license through the Nationwide Multistate Licensing System. They must also complete continuing education courses approved by the California Department of Financial Protection and Innovation.
What is the minimum down payment for an FHA loan in California?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may still qualify but will need a 10 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.