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Compare fha loan specialists in San Ramon. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
San Ramon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 fha loan specialists in San Ramon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mason-McDuffie Mortgage Corporation
12647 Alcosta Blvd Suite 300, San Ramon, CA 94583
9252424400
Mason-McDuffie Mortgage Corporation
2333 San Ramon Valley Blvd #495, San Ramon, CA 94583
9256834255
Cross Country Mortgage
2000 Crow Canyon Pl #140, San Ramon, CA 94583
5107554055
Signet Mortgage Corporation: Clay Selland
2500 Old Crow Canyon Rd UNIT 410, San Ramon, CA 94583
9258071500
Lennar Mortgage, LLC Bay Area
2603 Camino Ramon suite 525A, San Ramon, CA 94583
9253278320
Katherine Osborn
3160 Crow Canyon Rd STE 400, San Ramon, CA 94583
9259833059
John Benno, Preferred Mortgage Inc.
210 Porter Dr #200, San Ramon, CA 94583
9258386808
Roy Elahi
210 Porter Dr #200, San Ramon, CA 94583
9254877075
Freedomstar Financial, Inc.
111 Deerwood Rd STE 200, San Ramon, CA 94583
8886590033
Paul Stella Mortgage Consultant with New Vintage Mortgage
3223 Crow Canyon Rd Suite 200, San Ramon, CA 94583
4158575626
Jonas Champion
3101 Tahoe Pl, San Ramon, CA 94582
9257872583
Jeff Kim Motto Mortgage Future
2355 San Ramon Valley Blvd #100, San Ramon, CA 94583
4157228938
The Santos Lending Team
Bishop Ranch 3, 2603 Camino Ramon suit 200, San Ramon, CA 94583
5109319114
CMG Financial
3160 Crow Canyon Rd STE 400, San Ramon, CA 94583
9259833000
CNA Equity Group Inc.
2610 Crow Canyon Rd Suite 210, San Ramon, CA 94583
9252441505
Susie Wingate
3160 Crow Canyon Rd STE 400, San Ramon, CA 94583
9258721199
Ryan Holford
3160 Crow Canyon Rd Suite 400, San Ramon, CA 94583
9259833118
Golden State Home Loans
2001 Omega Rd # 203, San Ramon, CA 94583
9256400960
An FHA loan specialist in San Ramon, California helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in the Bay Area due to lower down payment requirements and flexible credit standards. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in San Ramon Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 1.05 percent depending on loan term and down payment. Closing costs in San Ramon generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in San Ramon do?
An FHA loan specialist guides you through the FHA loan process including pre approval, documentation, and closing. They help you understand California specific requirements like property appraisal standards and loan limits which vary by county.
What are the FHA loan limits for San Ramon in 2025?
For 2025 the FHA loan limit for a single family home in Contra Costa County is $1,149,825. This high limit reflects the elevated home prices in the San Ramon area. Limits are adjusted annually by the Department of Housing and Urban Development.
How long does an FHA loan take to close in California?
A typical FHA loan in California closes in 30 to 45 days. Delays can occur if the property needs repairs required by FHA minimum property standards. California law does not set a specific closing timeline but lenders must provide a Loan Estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.