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Find FHA Loan Specialists in Santa Clarita, CA

Browse fha loan specialists serving Santa Clarita, California. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Santa Clarita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Santa Clarita, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
25152 Springfield Ct #150, Santa Clarita, CA 91355
6614140100
American Family Funding
28015 Smyth Dr, Santa Clarita, CA 91355
6612841150
Mortgage Resource Group: Mark & Kathy Foster
9618 Sweetwater Dr, Santa Clarita, CA 91390
6612688188
GEM Mortgage - Terry Bleecker
27893 Smyth Dr 2nd Floor, Santa Clarita, CA 91355
6612684168
Security Bancorp
23504 Lyons Ave #103b, Santa Clarita, CA 91321
6612546777
Great Western Home Loans, Inc.
24911 Avenue Stanford, Santa Clarita, CA 91355
6612058126
SCV Home Loans
24820 Orchard Village Rd Suite A-278, Santa Clarita, CA 91355
6613880345
Dan Hunt - Hunt Home Loans
27943 Seco Canyon Rd #323, Santa Clarita, CA 91350
8189742842
The Mortgage Nut
28009 Smyth Dr Ste #200, Santa Clarita, CA 91355
6615052522
Dan Schweit-Mortgage Loan Consultant
25152 Springfield Ct #150, Santa Clarita, CA 91355
8187262180

An FHA loan specialist in Santa Clarita helps borrowers secure government-backed mortgages with lower down payments. California law requires lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Local specialists understand Santa Clarita home values and can guide you through FHA loan limits for Los Angeles County.

What Does a FHA Loan Specialist in Santa Clarita Cost?

Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs for a Santa Clarita home loan often range from 2 to 5 percent of the purchase price, or about 6,000 to 15,000 dollars on a 300,000 dollar home. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Santa Clarita in 2025?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, which includes Santa Clarita, is $1,209,750. This high limit reflects the areas elevated home prices. Limits change annually based on the Federal Housing Finance Agency data.
What down payment is required for an FHA loan in California?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California law does not add extra down payment requirements beyond federal FHA rules.