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Browse fha loan specialists serving Saratoga, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Saratoga, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Properties
ste a, 12175 Saratoga Sunnyvale Rd STE C, Saratoga, CA 95070
4088656688
UVC Financial
12280 Saratoga Sunnyvale Rd STE 206, Saratoga, CA 95070
4083146328
Coast Residential Funding, Inc.
14415 Big Basin Wy, Saratoga, CA 95070
4088669070
Private Mortgage Advisors - Saratoga
12772 Saratoga Sunnyvale Rd #1000, Saratoga, CA 95070
9255941920
Brandon Azevedo
12029 Saratoga Sunnyvale Rd #288, Saratoga, CA 95070
4088397305
An FHA loan specialist in Saratoga California can guide you through FHA loan requirements and California specific mortgage laws. These professionals help with low down payment options and credit guidelines for home buyers in Santa Clara County. Local specialists understand Saratoga property values and California housing market conditions.
What Does a FHA Loan Specialist in Saratoga Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance. Additional costs may include appraisal fees of 500 to 700 dollars and credit report fees of 30 to 50 dollars. These figures vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Saratoga do?
An FHA loan specialist helps borrowers qualify for FHA insured loans. They review income documents and credit scores to meet California and federal guidelines. They also explain California specific rules like transfer taxes and disclosure requirements.
What are FHA loan limits for Saratoga California in 2025?
FHA loan limits for Santa Clara County including Saratoga are higher than standard limits due to high home prices. For 2025 the single family limit is approximately $1.2 million. A specialist can confirm the exact current limit for your property.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. California law requires a three day right of rescission after signing loan documents. Delays can occur if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.