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Looking for a fha loan specialist in Sausalito? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Sausalito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Sausalito, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Cary, Mortgage Broker, C2 Financial Corporation
300 Valley St, Sausalito, CA 94965
4159244400
Homebridge
1 Harbor Dr Suites 309 & 310, Sausalito, CA 94965
4157064854
FHA loan specialists in Sausalito, California help homebuyers secure government-backed mortgages with lower down payments. These specialists guide clients through California-specific requirements, such as the states high conforming loan limits and mandatory disclosure laws. They also assist with FHA streamline refinancing and 203(k) rehabilitation loans for local properties.
What Does a FHA Loan Specialist in Sausalito Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Sausalito often run between $500 and $800. Closing costs generally total 3 to 6 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Sausalito in 2025?
For 2025, the FHA loan limit for a single-family home in Marin County, which includes Sausalito, is $1,209,750. This high limit reflects the areas elevated median home prices. Limits are adjusted annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may also apply their own overlays, so requirements can vary.
Are there California-specific rules for FHA loans?
Yes. California law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Additionally, California has strict anti-predatory lending laws that protect borrowers from unfair terms. FHA loans also require a property to meet minimum safety and habitability standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.