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FHA Loan Specialists in Selma, CA

Directory of fha loan specialists in Selma, California. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Selma, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Selma, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CORE Home Loans
2011 2nd St, Selma, CA 93662
5595796776
Kaylee Wood- Premier Home Loan Group
2020 High St, Selma, CA 93662
5593490272

Selma, California residents seeking an FHA loan can work with a specialist to navigate the process. FHA loans are insured by the Federal Housing Administration and have lower down payment requirements, often as low as 3.5 percent. In California, state law requires lenders to provide a Good Faith Estimate of closing costs within three days of a loan application.

What Does a FHA Loan Specialist in Selma Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 percent to 0.85 percent. Closing costs generally range from 2 to 5 percent of the loan amount, which can be $10,000 to $25,000 on a $500,000 loan. Costs vary by lender, loan size, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Selma California?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. The property must meet FHA safety and appraisal standards. California law also requires a fixed-rate mortgage disclosure for certain loan types.
How do I find an FHA loan specialist in Selma?
You can search for FHA-approved lenders through the U.S. Department of Housing and Urban Development website. Local banks and mortgage brokers in Selma often have specialists familiar with Fresno County market conditions.
What is the maximum FHA loan limit for Selma California?
For 2024, the FHA loan limit for a single-family home in Fresno County is $498,257. This amount is set by HUD and may change annually. Higher limits apply for duplexes and larger properties.