Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Sierra Madre, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beacon Mortgage
122 W Sierra Madre Blvd Unit D, Sierra Madre, CA 91024
6267865512
Rate One Financial Inc
25 S Baldwin Ave, Sierra Madre, CA 91024
8182846480
Chase Home Lending
25 W Sierra Madre Blvd, Sierra Madre, CA 91024
6263720532
What Does a FHA Loan Specialist in Sierra Madre Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75% of the loan amount, plus annual MIP of 0.45% to 1.05%. Lender fees range from 1% to 2% of the loan amount. Appraisal fees in Sierra Madre are around $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Sierra Madre?
For 2025, the FHA loan limit for a single-family home in Los Angeles County is $1,209,750. This high limit reflects the area median home price. A specialist can confirm current limits for your specific loan type.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. With a score between 500 and 579, you may qualify with a 10% down payment. Each lender may have additional requirements.
Are there California-specific rules for FHA loans?
Yes, California requires lenders to provide a Good Faith Estimate and a California Escrow Instruction disclosure. Also, California law limits prepayment penalties on FHA loans to the first three years. Your specialist can explain these rules.