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Looking for a fha loan specialist in Signal Hill? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Signal Hill, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Signal Hill, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Financial Solutions of California
2725 CA-1 Suite 102, Signal Hill, CA 90755
5624982659
American Financial Group
2501 Cherry Ave #150, Signal Hill, CA 90755
5622542137
NORTH AMERICAN LENDING GROUP
1984 Obispo Ave #1a, Signal Hill, CA 90755
5629896254
New Horizon Funding
Signal Hill, CA 90755
5624271215
Shoreline Funding
2728 Cherry Ave, Signal Hill, CA 90755
5629883222
Signal Hill residents seeking an FHA loan can work with a specialist to navigate the application process. California law requires FHA loan specialists to hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. These professionals help borrowers understand FHA guidelines, including the 3.5% minimum down payment and property appraisal requirements specific to Los Angeles County.
What Does a FHA Loan Specialist in Signal Hill Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal (usually $500 to $700) and credit report ($30 to $50). The FHA upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. Costs vary by lender and borrower circumstances. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Signal Hill in 2025?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, which includes Signal Hill, is $1,149,825. This high-cost area limit applies because of the elevated median home prices in the region.
Do I need a specific license to be an FHA loan specialist in California?
Yes. In California, all FHA loan specialists must hold a valid Mortgage Loan Originator license issued by the California Department of Financial Protection and Innovation. They must also pass a criminal background check and complete annual continuing education.
What is the minimum credit score for an FHA loan in Signal Hill?
The FHA minimum credit score is 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10%. Individual lenders in California may set higher internal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.