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Directory of fha loan specialists in Solana Beach, California. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Solana Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Solana Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greg Wynn - Mortgage Broker
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
6195509885
Stone Bridge Mortgage
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
8003730672
Synergy One Lending NMLS #247008
990 Highland Dr #302, Solana Beach, CA 92075
7605222298
All Western Mortgage
155 Hwy 101 #7, Solana Beach, CA 92075
7142354294
Julie Ozanich at Stone Bridge Mortgage
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
8582041254
Coastal Pacific Mortgage Corporation
251 La Barranca Dr, Solana Beach, CA 92075
6199814854
Nick Christensen at OriginPoint, NMLS #2140753
155 Hwy 101 #7, Solana Beach, CA 92075
9513455143
What Does a FHA Loan Specialist in Solana Beach Cost?
Typical costs for an FHA loan in Solana Beach include an upfront mortgage insurance premium of 1.75 percent of the loan amount, and an annual mortgage insurance premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Lender fees range from 1 to 2 percent of the loan amount, and appraisal fees in San Diego County average $500 to $700. Third-party costs such as title insurance and escrow fees add $2,000 to $4,000. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Solana Beach in 2025?
For San Diego County, the 2025 FHA loan limit for a single-family home is $1,149,825. This high limit reflects the area as a high-cost region under California housing guidelines.
What is the minimum down payment for an FHA loan in California?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579, you may need a 10 percent down payment.
Are there California-specific FHA loan requirements?
Yes, California requires all FHA loan specialists to disclose the Annual Percentage Rate and total loan costs within three business days of application. California Civil Code Section 10242.6 also limits prepayment penalties on FHA loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.