ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in South Gate, CA
Directory of fha loan specialists in South Gate, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
South Gate, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in South Gate, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
4400 Tweedy Blvd, South Gate, CA 90280
3236772938
The Mortgage Lenders-South Gate
3517 Tweedy Blvd B, South Gate, CA 90280
3234840955
FHA loan specialists in South Gate, California help homebuyers and homeowners secure government backed mortgages with lower down payments. These professionals understand California specific requirements such as state mandated disclosures and the California Housing Finance Agency guidelines. Working with a local specialist can simplify the FHA loan process for South Gate residents.
What Does a FHA Loan Specialist in South Gate Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in South Gate usually range from 2 to 5 percent of the purchase price, including appraisal fees of about $500 to $700, title insurance, and escrow fees. Lender origination fees vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in South Gate?
For an FHA loan in California, the minimum credit score is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have slightly higher requirements.
Are there California specific rules for FHA loan limits in South Gate?
Yes, FHA loan limits vary by county in California. For Los Angeles County which includes South Gate, the 2024 FHA loan limit for a single family home is typically higher than the standard national limit. A specialist can confirm the current limit for your property type.
What documents do I need to apply for an FHA loan in South Gate?
You generally need pay stubs, W-2 forms, tax returns from the last two years, bank statements, and a valid ID. California law also requires lenders to provide a Loan Estimate within three business days of application. A specialist will help you gather all required paperwork.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in South Gate who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.