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Looking for a fha loan specialist in South Pasadena? Review the directory below to compare your options.
6 agents listed
Updated May 2026
South Pasadena, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 fha loan specialists in South Pasadena, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hugo Gonzalez - Mortgage Loan Officer
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
8184258746
EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
8183835000
Equity Smart Home Loans & Real Estate
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
3232584317
Huntington Mortgage
305 Pasadena Ave, South Pasadena, CA 91030
6264038230
Brandon Thai - Chase Home Lending Advisor - NMLS ID 668293
1305 Fair Oaks Ave, South Pasadena, CA 91030
6262336277
The AI Mortgage Pro LLC
1499 Huntington Dr Suite 500, South Pasadena, CA 91030
9514267300
An FHA loan specialist helps South Pasadena homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. In California, FHA loans are popular due to high home prices, and specialists must follow state licensing rules under the California Department of Financial Protection and Innovation. They guide borrowers through property eligibility and appraisal standards specific to the South Pasadena market.
What Does a FHA Loan Specialist in South Pasadena Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in South Pasadena usually total 3 to 5 percent of the purchase price, including appraisal fees around 500 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in South Pasadena?
An FHA loan specialist helps you apply for a Federal Housing Administration loan, which requires a 3.5 percent down payment and a minimum credit score of 580. They review your income, debts, and property details to ensure compliance with California and FHA guidelines.
Are there California-specific rules for FHA loans?
Yes, California law requires all mortgage loan originators to be licensed under the California Residential Mortgage Lending Act. FHA loans in California also have higher loan limits, such as up to 1.2 million dollars in high-cost areas like Los Angeles County, which includes South Pasadena.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if additional property repairs are required or if appraisal issues arise, which is common in older South Pasadena homes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.