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Browse fha loan specialists serving Valencia, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Valencia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Valencia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Oaks Mortgage inc
25060 Avenue Stanford Suite 255, Valencia, CA 91355
6619642600
James Hecker, Mortgage Advisor NMLS #214601
27201 Tourney Rd #201, Valencia, CA 91355
6617142145
Stress Free Mortgage
25115 Avenue Stanford B220, Valencia, CA 91355
6612950555
Lennar Mortgage, LLC LA/Ventura
25000 Avenue Stanford #222, Valencia, CA 91355
6613880722
Tri Star Home Loans
28009 Smyth Dr, Valencia, CA 91355
6612229555
An FHA loan specialist in Valencia California can guide you through the process of obtaining a government-backed mortgage. These loans are popular in California due to lower down payment requirements and flexible credit guidelines. Local specialists understand California property values and can help you navigate state-specific disclosures and escrow timelines.
What Does a FHA Loan Specialist in Valencia Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Appraisal fees range from $500 to $700 and credit report fees are about $30 to $50. Closing costs generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Valencia California in 2025?
For 2025 the FHA loan limit for a single-family home in Los Angeles County which includes Valencia is $1,209,750. This high limit reflects the area's elevated home prices. Your specialist can confirm the exact limit based on current HUD guidelines.
Do I need a specific license to be an FHA loan specialist in California?
Yes FHA loan specialists in California must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They also must comply with California Department of Financial Protection and Innovation regulations. Always verify a specialist's license before working with them.
How long does an FHA loan approval take in Valencia?
A typical FHA loan approval in California takes 30 to 45 days from application to closing. This timeline includes appraisal processing and underwriting. Delays can occur if additional documentation is required or if the property needs repairs to meet FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.