FHA Loan Specialists in Walnut Creek, CA
Looking for a fha loan specialist in Walnut Creek? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 20 fha loan specialists in Walnut Creek, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Walnut Creek help homebuyers secure loans insured by the Federal Housing Administration. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Walnut Creek buyers benefit from local specialists who understand Contra Costa County property values and FHA loan limits.
What Does a FHA Loan Specialist in Walnut Creek Cost?
Typical costs for FHA loan services in California include an origination fee of 0.5 to 1.0 percent of the loan amount plus third party fees for appraisal title and credit report. Closing costs in Walnut Creek often range from 2 to 5 percent of the purchase price. The upfront MIP of 1.75 percent is added to the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Walnut Creek California in 2025?
For 2025 the FHA loan limit for a single family home in Contra Costa County is $1,209,750. This high limit reflects the area elevated home prices. Limits are updated annually by the Department of Housing and Urban Development.
Do FHA loans require mortgage insurance in California?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP that varies by loan term and down payment. California borrowers cannot cancel FHA MIP for loans with less than 10 percent down.
What credit score is needed for an FHA loan in California?
FHA guidelines allow a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in Walnut Creek may set higher minimums.