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FHA Loan Specialists in Edwards, CO

Browse fha loan specialists serving Edwards, Colorado. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Edwards, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 6 fha loan specialists in Edwards, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SecurityNational Mortgage Company
27 Main St Ste C-104B, Edwards, CO 81632
9703312919
Bay Equity Home Loans
0056 Edwards Village Blvd Suite 201, Edwards, CO 81632
9704239001
Bonnie Marlette - SecurityNational Mortgage Company Loan Officer
27 Main St Ste C-104B, Edwards, CO 81632
9703312919
Lending Outside The Box
27 Main St #103, Edwards, CO 81632
9709262456
Cris Nelson at Rate (NMLS #368366)
105 Edwards Village Blvd C209, Edwards, CO 81632
9709265289
Jeff Koch Mortgage Broker
27 Main St #103, Edwards, CO 81632
9709262456

FHA loan specialists in Edwards Colorado help homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate. Local specialists understand the unique real estate market in Eagle County and can guide you through the FHA loan process from application to closing.

What Does a FHA Loan Specialist in Edwards Cost?

Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85% depending on loan terms. Lender origination fees generally range from 0.5% to 1.0% of the loan amount. Appraisal fees in Eagle County often run between $500 and $700. Closing costs typically total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Edwards Colorado?
For 2024 the FHA loan limit for a single-family home in Eagle County is $1,149,825. This high limit reflects the area's elevated home prices. Limits are adjusted annually by the Federal Housing Administration.
Do I need a special license to work with an FHA loan specialist in Colorado?
Yes all mortgage loan originators in Colorado must hold a valid license through the Nationwide Multistate Licensing System and the Colorado Division of Real Estate. You can verify a specialist's license online before starting your application.
Can I use an FHA loan to buy a vacation home in Edwards?
No FHA loans are intended for owner-occupied primary residences only. You cannot use an FHA loan for a second home or investment property in Edwards. You must intend to live in the home as your main residence.