Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 5 fha loan specialists in Lafayette, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nest Home Lending, LLC
511 Crossing Dr #204, Lafayette, CO 80026
3033517014
The Powell Team at Luminate Bank
106 S Harrison Ave, Lafayette, CO 80026
7203312458
Unified Mortgage Corporation
75 Waneka Pkwy, Lafayette, CO 80026
7204201040
Change Home Mortgage
806 S Public Rd Suite 202, Lafayette, CO 80026
3032433919
Silverton Mortgage - Lafayette
511 Crossing Dr #204, Lafayette, CO 80026
7209708801
What Does a FHA Loan Specialist in Lafayette Cost?
Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Lafayette usually range from 2 to 5 percent of the purchase price. These costs vary by lender and borrower profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lafayette Colorado?
For 2024 the FHA loan limit for a single-family home in Boulder County including Lafayette is $517,500. This limit applies to most areas and is set by the Federal Housing Administration based on median home prices.
Do I need a special license to be an FHA loan specialist in Colorado?
Yes all mortgage loan originators in Colorado must hold a valid license through the Colorado Division of Real Estate. They must also complete annual continuing education and pass a background check.
How long does an FHA loan approval take in Lafayette Colorado?
Typical FHA loan approval in Colorado takes 30 to 45 days from application to closing. However timelines can vary based on the complexity of your financial situation and the property appraisal process.