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Compare fha loan specialists in Loveland. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Loveland, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 18 fha loan specialists in Loveland, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dominick Romig at Fairway Independent Mortgage Corporation
4025 St Cloud Dr #205, Loveland, CO 80538
9707873110
Ryan Lendrum - CrossCountry Mortgage, LLC
4045 St Cloud Dr STE 200, Loveland, CO 80538
7209903687
The Billy Campbell Team
3553 Clydesdale Pkwy Suite 310, Loveland, CO 80538
FHA loan specialists in Loveland Colorado help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. Colorado law requires all mortgage loan originators to be licensed through the Division of Real Estate, ensuring specialists meet state standards.
What Does a FHA Loan Specialist in Loveland Cost?
Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Loveland range from 2 to 5 percent of the purchase price. Lender fees may add 500 to 1,500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Loveland Colorado in 2025?
For 2025 the FHA loan limit for a single-family home in Larimer County is $498,257. This limit applies to most areas and can be higher for multi-unit properties. Always check with a specialist for the most current figures.
What credit score is needed for an FHA loan in Loveland?
A minimum credit score of 580 is typically required for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there Colorado-specific rules for FHA loans?
Colorado requires FHA loans to include a property inspection for structural and safety issues. The state also mandates that lenders provide a Colorado-specific disclosure about mortgage insurance premiums. These rules help protect buyers in Loveland.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.