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Showing 2 fha loan specialists in Bethel, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Martin at Guaranteed Rate Affinity (NMLS #16273)
230 Greenwood Ave Suite 1A, Bethel, CT 06801
2039172800
Maureen Elkins at Guaranteed Rate Affinity (NMLS #507737)
230 Greenwood Ave Suite 1A, Bethel, CT 06801
8606040299
What Does a FHA Loan Specialist in Bethel Cost?
Typical costs for an FHA loan specialist in Connecticut include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Lender fees range from 0.5% to 1.5% of the loan amount. Appraisal and credit report fees add 500 to 1000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bethel do?
An FHA loan specialist helps you prepare your application, review your credit, and ensure you meet FHA requirements. They also explain Connecticut specific rules such as the state cap on FHA loan limits for Fairfield County.
What credit score is needed for an FHA loan in Connecticut?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Some lenders may accept scores as low as 500 with a 10% down payment. Connecticut lenders may have additional overlays.