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Find FHA Loan Specialists in Guilford, CT

Compare fha loan specialists in Guilford. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Guilford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 12 fha loan specialists in Guilford, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage, Inc. - Shoreline Division
96 Broad St, Guilford, CT 06437
2034535555
Shannon Clark | Sales Manager | Primary Residential Mortgage, Inc.
96C Broad St, Guilford, CT 06437
2034535555
Brian Skelly, William Raveis Mortgage, NMLS 793093
21 Whitfield St, Guilford, CT 06437
2034152989
Marc Meglio | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
96C Broad St, Guilford, CT 06437
2034535555
Ian Perry | Division Manager | Primary Residential Mortgage, Inc.
96C Broad St, Guilford, CT 06437
2034535555
Sound Mortgage LLC
72 Church St, Guilford, CT 06437
2036755843
Jack Ellison | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
96C Broad St, Guilford, CT 06437
2034535555
Enrique Sepulveda | Loan Officer |
96C Broad St, Guilford, CT 06437
9176807425
Steven Cardarelli | Sales Manager | Primary Residential Mortgage, Inc.
96C Broad St, Guilford, CT 06437
2034535555
Harbour Mortgage Group
534 Boston Post Rd, Guilford, CT 06437
2032142804
Primary Residential Mortgage Inc - Brogan Mei | Loan Officer
96C Broad St, Guilford, CT 06437
2034535555
Cellura Mortgagers
1300 Boston Post Rd UNIT 9, Guilford, CT 06437
2034534440

FHA loan specialists in Guilford, Connecticut help homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Connecticut law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist ensures you understand state-specific property tax and insurance requirements for FHA loans in Guilford.

What Does a FHA Loan Specialist in Guilford Cost?

Typical costs for an FHA loan specialist in Connecticut include an origination fee of 1% to 1.5% of the loan amount, plus appraisal fees of $500 to $700. Upfront mortgage insurance premium is 1.75% of the loan amount, and annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Guilford average 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Guilford do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand Connecticut-specific requirements, such as property condition standards and local appraisal rules. They also assist with documentation for FHA mortgage insurance premiums.
What are the FHA loan limits for Guilford, Connecticut?
For 2024, the FHA loan limit for a single-family home in New Haven County, which includes Guilford, is $498,257 for a standard loan. Higher limits may apply for multi-unit properties. These limits are set annually by the Department of Housing and Urban Development.