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FHA Loan Specialists in Milford, CT

Looking for a fha loan specialist in Milford? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Milford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Connecticut before hiring.
Showing 8 fha loan specialists in Milford, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
185 Plains Rd 3rd Floor, Milford, CT 06461
(203) 876-2200 totalmortgage.com
Scott Dana at Guaranteed Rate Affinity (NMLS #117003)
171 Broad St, Milford, CT 06460
(203) 783-8709 grarate.com
Jason Girardin - Total Mortgage NMLS#144002
185 Plains Rd, Milford, CT 06461
(860) 459-9035 totalmortgage.com
Debbie Siena - SecurityNational Mortgage Company Loan Officer
84 Broad St 2nd Flr, Rm # 6, Milford, CT 06460
(203) 996-6913 mortgage.snmc.com
Nelson DaSilva Total Mortgage NMLS# 68184
185 Plains Rd 3rd Floor, Milford, CT 06461
(203) 535-5551 totalmortgage.com
Revolution Mortgage
131 Broad St Unit 102, Milford, CT 06460
(203) 872-2622 revolutionmortgage.com
Debbie Siena
2 S Broad St Suite 1 and 2 2nd Floor, Milford, CT 06460
(203) 996-6913 envoymortgage.com
Mac Mortgage Group
228 New Haven Ave, Milford, CT 06460
(203) 882-8501 firstworldmortgage.com

An FHA loan specialist in Milford Connecticut can help you navigate the federal mortgage insurance program backed by the Federal Housing Administration. Connecticut law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Milford understand local property values and can guide you through Connecticut specific appraisal and closing requirements.

What Does a FHA Loan Specialist in Milford Cost?

Typical costs for FHA loan services in Connecticut include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Milford average $500 to $700. Closing costs typically total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic FHA loan requirements in Milford Connecticut?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must be your primary residence and meet FHA appraisal standards. Connecticut law does not add extra state requirements beyond federal FHA guidelines.
How do I find a licensed FHA loan specialist in Milford?
You can search the Nationwide Multistate Licensing System database for licensed mortgage loan originators in Connecticut. Local banks credit unions and mortgage brokers in Milford often employ FHA specialists. Verify their license status before starting an application.
Are there Connecticut specific FHA loan limits for Milford?
Yes FHA loan limits vary by county. For New Haven County which includes Milford the 2025 standard limit for a single family home is typically around $524,225. High cost area limits may apply for certain towns. Check the HUD website for current limits.

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