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Find FHA Loan Specialists Near You in New Canaan, CT
Looking for a fha loan specialist in New Canaan? Review the directory below to compare your options.
4 agents listed
Updated May 2026
New Canaan, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 4 fha loan specialists in New Canaan, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Houlihan Lawrence - New Canaan Brokerage
161 Elm St, New Canaan, CT 06840
2039663507
Simon Johnson - Chase Home Lending Advisor - NMLS ID 704332
122 Main St, New Canaan, CT 06840
2039818120
Chase Home Lending
122 Main St, New Canaan, CT 06840
2039818120
Dorothy Cardillo - Mortgage Loan Officer
272 Elm St, New Canaan, CT 06840
3473650488
FHA loan specialists in New Canaan Connecticut help homebuyers secure government-backed mortgages with lower down payments. Connecticut law requires all mortgage originators to be licensed through the Nationwide Multistate Licensing System. These specialists guide clients through FHA guidelines including property condition standards and debt-to-income ratios specific to Fairfield County.
What Does a FHA Loan Specialist in New Canaan Cost?
Typical costs for FHA loan specialist services in Connecticut include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.15 to 0.75 percent depending on loan term and down payment. Lender origination fees often range from 1,000 to 3,000 dollars. Appraisal costs for New Canaan properties average 500 to 700 dollars. These costs vary by lender and borrower situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for New Canaan Connecticut?
FHA loan limits for Fairfield County in 2025 are set at $1,149,825 for single-family homes. This high limit reflects the local housing market in New Canaan. Borrowers should confirm current limits with a specialist as they adjust annually.
What credit score is needed for an FHA loan in Connecticut?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Connecticut lenders may have additional overlays beyond FHA minimums.
Are there Connecticut-specific rules for FHA loans?
Connecticut requires FHA lenders to provide a Mortgage Disclosure Act statement and a Connecticut-specific disclosure about property taxes. The state also mandates a three-day rescission period after loan closing. Specialists must follow both federal FHA rules and Connecticut banking regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.