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FHA Loan Specialists in Seymour, CT

Directory of fha loan specialists in Seymour, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Seymour, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 fha loan specialists in Seymour, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adam Grynberg - Mortgage Loan Officer
249 Bank St, Seymour, CT 06483
5164108227
Cross Country Lenders
39 New Haven Rd, Seymour, CT 06483
2038813788

FHA loan specialists in Seymour Connecticut help homebuyers secure government backed mortgages with lower down payments. Connecticut law requires all mortgage originators to be licensed through the state Department of Banking. Specialists guide clients through FHA appraisal rules and local property eligibility in New Haven County.

What Does a FHA Loan Specialist in Seymour Cost?

Typical costs for an FHA loan specialist in Connecticut include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Seymour average $500 to $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Seymour Connecticut?
For 2024 the FHA loan limit for a single family home in New Haven County is $498,257. This limit applies to Seymour as part of the New Haven metropolitan area. Limits are set by the Federal Housing Administration and may change annually.
What credit score is needed for an FHA loan in Connecticut?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Connecticut lenders may have their own overlays above FHA minimums.
Are there Connecticut specific requirements for FHA loans?
Connecticut requires all FHA loans to include a property inspection for lead based paint if the home was built before 1978. The state also mandates that lenders provide a Connecticut specific mortgage disclosure form. Local property tax proration rules follow Connecticut law at closing.