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Looking for a fha loan specialist in Simsbury? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Simsbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 fha loan specialists in Simsbury, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guaranteed Rate Affinity- Joel Ralph
700 Hopmeadow St, Simsbury, CT 06070
8604597672
Denayr "D" Gant
730 Hopmeadow St Suite 1S, Simsbury, CT 06070
8607971997
Mortgage Master - Simsbury, CT
8 Wilcox St, Simsbury, CT 06070
8604132171
What Does a FHA Loan Specialist in Simsbury Cost?
Typical costs for an FHA loan specialist in Connecticut include an origination fee of 0.5 to 1.0 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Appraisal fees in Simsbury average $500 to $700. Other closing costs such as title insurance and recording fees add approximately 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Simsbury Connecticut?
For 2025, the FHA loan limit for a single-family home in Hartford County, which includes Simsbury, is $524,225. This limit applies to standard FHA loans and is adjusted annually by the Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in Connecticut?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Each lender may set higher requirements based on their own guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.