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Find FHA Loan Specialists in Stratford, CT

Directory of fha loan specialists in Stratford, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Stratford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 fha loan specialists in Stratford, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Main Street Mortgage LLC
3267 Main St, Stratford, CT 06614
2033777744
First Choice Mortgage Services
3333 Main St, Stratford, CT 06614
2039083428

An FHA loan specialist in Stratford Connecticut helps homebuyers navigate Federal Housing Administration loans. These loans often require lower down payments and have flexible credit guidelines. Connecticut law requires all mortgage loan originators to be licensed through the state Department of Banking.

What Does a FHA Loan Specialist in Stratford Cost?

Typical costs for an FHA loan in Connecticut include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs in Stratford generally range from 3000 to 6000 dollars but can vary based on the lender and property. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Stratford do?
An FHA loan specialist guides you through the FHA loan process including pre approval and closing. They help you understand Connecticut specific requirements such as property condition standards and local appraisal rules.
How do I choose an FHA loan specialist in Stratford?
Look for a specialist who is licensed in Connecticut and has experience with FHA loans. Check their record with the Nationwide Mortgage Licensing System and ask about their familiarity with Stratford area properties.
What are the FHA loan limits for Stratford Connecticut?
FHA loan limits for Fairfield County including Stratford are higher than standard limits. For 2024 the single family home limit is typically above 700000 dollars. Check with your specialist for the exact current amount.