ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Watertown, Connecticut. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Watertown, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 fha loan specialists in Watertown, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lennox Mortgage Group LLC
424 Main St Suite 3, Watertown, CT 06795
8609690222
Jonathan Rhodes - Mortgage Loan Officer
1247 Main St, Watertown, CT 06795
2038562051
An FHA loan specialist in Watertown Connecticut can help you navigate the Federal Housing Administration loan process. Connecticut law requires all mortgage originators to be licensed through the state Department of Banking. Working with a local specialist ensures you understand Watertown property values and Connecticut specific closing procedures.
What Does a FHA Loan Specialist in Watertown Cost?
Typical costs for FHA loan specialist services in Connecticut include an origination fee of 1 to 2 percent of the loan amount. You may also pay an upfront mortgage insurance premium of 1.75 percent of the base loan amount and a monthly premium of 0.55 percent annually. Other costs like appraisal fees in Watertown range from 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Watertown do?
An FHA loan specialist helps you apply for a government backed mortgage with lower down payment requirements. They guide you through Connecticut specific documentation like the state mandated property disclosure forms. They also coordinate with local appraisers familiar with Watertown home values.
What are the FHA loan limits for Watertown Connecticut?
For 2024 the FHA loan limit for a single family home in Litchfield County including Watertown is 498257 dollars. This limit is set by the Department of Housing and Urban Development and adjusts annually. A specialist can confirm the current limit for your specific property type.
Do I need a special license to work as an FHA loan specialist in Connecticut?
Yes all mortgage loan originators in Connecticut must hold a valid license from the Connecticut Department of Banking. This includes completing pre licensing education and passing a background check. The specialist must also follow federal FHA guidelines and Connecticut consumer protection laws.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Watertown who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.