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Compare fha loan specialists in Bethany Beach. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bethany Beach, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 2 fha loan specialists in Bethany Beach, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lori Martin Group at Fairway Independent Mortgage Corp
34026 Coastal Hwy, Bethany Beach, DE 19930
3025391290
Daniel Varda at CrossCountry Mortgage
701 Bethany Loop Suite 2, Office 3-1, Bethany Beach, DE 19930
4102600288
An FHA loan specialist in Bethany Beach Delaware helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Delaware law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the unique coastal property market and can guide you through FHA appraisal rules for homes near the beach.
What Does a FHA Loan Specialist in Bethany Beach Cost?
Typical costs for FHA loan services in Delaware include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP ranging from 0.15 to 0.75 percent. Closing costs for a $300,000 home can range from $9,000 to $15,000 including lender fees appraisal and title insurance. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bethany Beach Delaware?
For 2025 the FHA loan limit for Sussex County including Bethany Beach is $498,257 for a single family home. This limit applies to most areas and may be higher for high cost zones.
Do I need a special license to be an FHA loan specialist in Delaware?
Yes all mortgage loan originators in Delaware must hold a state license through the NMLS. They must also complete continuing education each year to maintain their license.
What property types qualify for FHA loans in Bethany Beach?
FHA loans in Bethany Beach can be used for single family homes condos and townhouses. The property must be the borrowers primary residence and meet FHA minimum property standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.