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Looking for a fha loan specialist in Millsboro? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Millsboro, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 5 fha loan specialists in Millsboro, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Till Payday
28521 Dupont Blvd, Millsboro, DE 19966
3025362183
Stratton Mortgage
28437 Dupont Blvd, Millsboro, DE 19966
3024859966
Tidemark Federal Credit Union
216 Washington St, Millsboro, DE 19966
3026290100
First Shore Federal S & L Association
220 Washington St, Millsboro, DE 19966
3029341239
Lennar Mortgage, LLC Delaware
24620 Bramble Dr Suite 100, Millsboro, DE 19966
3026634020
An FHA loan specialist in Millsboro, Delaware helps homebuyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. Delaware law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Sussex County property values and can guide you through FHA appraisal and underwriting rules.
What Does a FHA Loan Specialist in Millsboro Cost?
Typical costs for an FHA loan in Delaware include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual premium of 0.55% to 1.05% depending on loan term and loan-to-value ratio. Closing costs in Millsboro generally range from 2% to 5% of the purchase price, covering appraisal, title search, and origination fees. Lender fees vary by institution. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Millsboro?
The standard FHA minimum credit score is 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Delaware lenders may have overlays that require higher scores, so check with a local specialist.
Are there any Delaware-specific rules for FHA loans?
Delaware does not have state-specific FHA loan laws, but all mortgage originators must be licensed with the Delaware Office of the State Bank Commissioner. FHA loans in Delaware also follow federal guidelines for property condition and occupancy.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.