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Find FHA Loan Specialists Near You in Seaford, DE

Directory of fha loan specialists in Seaford, Delaware. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Seaford, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 9 fha loan specialists in Seaford, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Delaware Title Loans, Inc.
22994 Sussex Hwy, Seaford, DE 19973
3026298843
Northeastern Title Loans
24504 Sussex Hwy, Seaford, DE 19973
3026297948
Meridian Bank Mortgage
22128 Sussex Hwy, Seaford, DE 19973
3028770400
Mariner Finance
22826 Sussex Hwy, Seaford, DE 19973
3026283970
OneMain Financial
22974 Sussex Hwy, Seaford, DE 19973
3026289253
Tidemark Federal Credit Union
1941 Bridgeville Hwy, Seaford, DE 19973
3026290100
Movement Mortgage - Seaford, DE
312 E Stein Hwy, Seaford, DE 19973
4104306256
Atlantic Finance
22937 Sussex Hwy, Seaford, DE 19973
3026296266
EZ Loans Inc.
906 Norman Eskridge Hwy, Seaford, DE 19973
3026280800

An FHA loan specialist in Seaford Delaware helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Delaware law requires all mortgage loan originators to be licensed through the Delaware Office of the State Bank Commissioner.

What Does a FHA Loan Specialist in Seaford Cost?

Typical costs for an FHA loan in Delaware include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Seaford generally range from 2 to 5 percent of the purchase price. Lender fees vary but average between $1,000 and $3,000. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Seaford Delaware in 2025?
For 2025 the FHA loan limit for a single-family home in Sussex County including Seaford is $498,257. Higher limits apply for multi-unit properties. These limits are set by the Department of Housing and Urban Development HUD.
What credit score do I need for an FHA loan in Seaford?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond FHA minimums.