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Browse fha loan specialists serving Smyrna, Delaware. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Smyrna, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 2 fha loan specialists in Smyrna, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Marc Degre-Loandepot
200 S Dupont Blvd #105, Smyrna, DE 19977
3025388153
DHI Mortgage
671 S Carter Rd Suite 6, Smyrna, DE 19977
3014072636
An FHA loan specialist in Smyrna, Delaware helps homebuyers navigate FHA-insured mortgages. These loans are popular in Delaware due to lower down payment requirements and flexible credit guidelines. Local specialists understand Kent County property values and Delaware-specific closing procedures.
What Does a FHA Loan Specialist in Smyrna Cost?
Typical costs for an FHA loan in Delaware include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan term and loan-to-value ratio. Closing costs in Smyrna generally range from 2% to 5% of the purchase price. Appraisal fees in Delaware average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits in Smyrna Delaware?
For 2024 the FHA loan limit for a single-family home in Kent County is $498,257. This limit applies to Smyrna and is set by the U.S. Department of Housing and Urban Development. Limits may change annually based on median home prices.
What credit score is needed for an FHA loan in Delaware?
FHA loans in Delaware require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may have additional requirements.
Are FHA loans assumable in Delaware?
Yes FHA loans are assumable in Delaware. This means a buyer can take over the seller's existing FHA loan terms. The assumption process requires lender approval and the buyer must meet standard FHA credit requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.