ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Aventura, FL
Browse fha loan specialists serving Aventura, Florida. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Aventura, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 fha loan specialists in Aventura, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Aventura Florida helps borrowers secure mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit score requirements. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Aventura Cost?
Typical costs for an FHA loan specialist in Florida include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Lender origination fees vary but often range from 0.5 to 1.5 percent of the loan amount. Closing costs in Aventura can total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Aventura Florida in 2025?
For 2025, the FHA loan limit for a single-family home in Miami-Dade County, which includes Aventura, is $1,149,825 for high-cost areas. This limit is set by the U.S. Department of Housing and Urban Development (HUD) and applies to FHA-insured loans.
What credit score do I need for an FHA loan in Florida?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Florida lenders may have their own overlay requirements.
Are FHA loans assumable in Florida?
Yes, FHA loans are assumable by qualified buyers in Florida. This means a new buyer can take over the existing FHA loan terms, which can be beneficial if interest rates have risen. The assumption process requires lender approval and a credit check.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Aventura who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.