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Find FHA Loan Specialists Near You in Crestview, FL
Looking for a fha loan specialist in Crestview? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Crestview, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Crestview, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
2535 S Ferdon Blvd, Crestview, FL 32536
8506831133
Amy Harvell at CrossCountry Mortgage
5210 S Ferdon Blvd # A, Crestview, FL 32536
8506000929
Blue Sand Mortgage, Inc., NMLS 1657133
301 S Ferdon Blvd UNIT E, Crestview, FL 32536
8503984248
Regions Bank
2355 S Ferdon Blvd, Crestview, FL 32536
8506343835
AAA Mortgage of NW Fl Inc
102 Edney Ave W, Crestview, FL 32536
8506890098
New American Funding - Stacey Ellisor Grimes
5210 S Ferdon Blvd # A, Crestview, FL 32536
8508510995
Amy Harvell, Loan Officer
521 E Cedar Ave, Crestview, FL 32539
8505982714
An FHA loan specialist in Crestview, Florida helps homebuyers navigate Federal Housing Administration loans, which are popular for their low down payment options. In Florida, FHA loans require an upfront mortgage insurance premium of 1.75% of the loan amount, plus annual premiums. Crestview residents benefit from local specialists who understand the Panhandle real estate market and Florida specific property insurance requirements.
What Does a FHA Loan Specialist in Crestview Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal, credit report, and title work. The upfront mortgage insurance premium is 1.75% of the loan, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance depending on the loan term and down payment. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Crestview Florida?
For 2025, FHA loan limits in Okaloosa County, including Crestview, are $498,257 for a single-family home. Higher limits may apply for duplexes or larger properties. These limits are set by the Department of Housing and Urban Development and can change annually.
Do FHA loans in Florida require a specific credit score?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify with a 10% down payment. Florida lenders may have their own overlays, so requirements can vary.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.