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Looking for a fha loan specialist in Dade City? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Dade City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 fha loan specialists in Dade City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
12550 US-301, Dade City, FL 33525
3525230021
Truist
11704 US-301, Dade City, FL 33525
3524583755
Union Home Mortgage - Adam Mervine
13825 US-98 BYP Unit C, Dade City, FL 33525
7279923212
FHA loan specialists in Dade City Florida help homebuyers secure government backed mortgages with lower down payments. Florida law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists guide clients through Florida specific property insurance requirements and flood zone considerations common in Pasco County.
What Does a FHA Loan Specialist in Dade City Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Dade City average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Dade City Florida in 2025?
For 2025 the FHA loan limit for a single family home in Pasco County is $524,225. This limit applies to most areas in Dade City. Higher limits may apply for duplexes triplexes and four unit properties.
Do I need a Florida specific license to be an FHA loan specialist?
Yes all FHA loan specialists in Florida must hold a valid Mortgage Loan Originator license through the Florida Office of Financial Regulation. This license requires pre licensing education a national exam and annual continuing education.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.