ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Davenport? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Davenport, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 fha loan specialists in Davenport, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rate - Davenport Branch
43344 US-27 Unit C, Davenport, FL 33837
8634241217
FLO Mortgage
41040 US-27 #1, Davenport, FL 33837
4076053111
Luis J Colon - Mortgage Loan Originator
43344 US-27 ste e, Davenport, FL 33837
8632582379
Florida Realty Marketplace Mortgage
2850 Deer Creek Commerce Ln, Davenport, FL 33837
4079070789
DHI Mortgage
7835 Osceola Polk Line Rd Suite A, Davenport, FL 33896
8636567670
Florida Mortgage Pros LLC
39865 US-27, Davenport, FL 33897
8632880404
Luis Colon at Rate (NMLS #1920764)
43344 US-27 Unit C, Davenport, FL 33837
4072328369
Kevin Rodriguez at Rate (NMLS #2078334)
43344 US-27 Unit C, Davenport, FL 33837
4076120177
Michelle Martinez-Almodovar at Rate (NMLS #2015477)
43344 US-27 Unit C, Davenport, FL 33837
4077244425
Jenny Genao at Rate (NMLS #2076854)
43344 US-27 Unit C, Davenport, FL 33837
4075500416
An FHA loan specialist in Davenport, Florida can help you navigate the process of obtaining a government-backed mortgage. These loans are popular in Central Florida due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation, ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Davenport Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 to 2 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. For a $250,000 home, total closing costs often range from $5,000 to $10,000. The upfront mortgage insurance premium is 1.75 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Davenport Florida?
An FHA loan is a mortgage insured by the Federal Housing Administration. In Davenport, you typically need a minimum credit score of 580 and a down payment of 3.5 percent. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
What are the FHA loan limits for Polk County Florida?
For 2025, the FHA loan limit for a single-family home in Polk County, which includes Davenport, is $498,257. This amount is based on the median home price in the area and is set annually by the Department of Housing and Urban Development.
Do I need mortgage insurance for an FHA loan in Florida?
Yes, all FHA loans require mortgage insurance. You pay an upfront premium of 1.75 percent of the loan amount and an annual premium that varies from 0.15 to 0.75 percent depending on your loan term and down payment. This insurance protects the lender if you default.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Davenport who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.