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Looking for a fha loan specialist in DeBary? Review the directory below to compare your options.
4 agents listed
Updated May 2026
DeBary, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 fha loan specialists in DeBary, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Smarthouse Lending
363 Spruce Pine Dr, DeBary, FL 32713
8133803081
Kristin Eck - NextMortgage
9 Dogwood Trail Ste B, DeBary, FL 32713
4076171874
The Mortgage Firm - West Volusia
138 S Charles Richard Beall Blvd, DeBary, FL 32713
3865166091
Home Loans of Florida, LLC
98 S Charles Richard Beall Blvd, DeBary, FL 32713
3867038920
An FHA loan specialist in DeBary Florida can help you navigate the process of securing a government backed mortgage. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand the Volusia County housing market and can assist with FHA loan limits and Florida specific property insurance requirements.
What Does a FHA Loan Specialist in DeBary Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in the DeBary area average $500 to $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in DeBary do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They guide you through credit requirements, down payment options, and closing procedures specific to Florida. They also ensure the property meets FHA minimum property standards.
What are the FHA loan limits for DeBary Florida in 2025?
For 2025 the FHA loan limit for a single family home in Volusia County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to most areas in DeBary. Higher limits may apply for duplexes and larger properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.