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Find FHA Loan Specialists in DeLand, FL

Browse fha loan specialists serving DeLand, Florida. Contact information and addresses listed below.

8 agents listed
Updated May 2026
DeLand, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 fha loan specialists in DeLand, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
101 N Woodland Blvd #207, DeLand, FL 32720
4076271017
Frank Calbeto, Mortgage Loan Officer - First Horizon Bank
218 E New York Ave Suite A, DeLand, FL 32724
3867340737
Clingan Capital Funding
1702 N Woodland Blvd #116-157, DeLand, FL 32720
8556389606
Truist
2595 S Woodland Blvd, DeLand, FL 32720
3866240400
Tara Hopson Allen | Fairway Independent Mortgage Corporation Branch Manager
713 W New York Ave Suite 102, DeLand, FL 32720
3868045719
Priority Mortgages LLC
138 W New York Ave Ste. 4, DeLand, FL 32720
3864504560
Eli Rivera - Community Mortgage Loan Officer
351 E New York Ave, DeLand, FL 32724
9542942623
Sovereign Realty & Mortgage Investments (Sovereign Mortgage Investments Inc.)
100 E New York Ave Suite 103, DeLand, FL 32724
3866681801

An FHA loan specialist in DeLand, Florida helps homebuyers navigate Federal Housing Administration loans, which offer lower down payments and flexible credit requirements. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). DeLand buyers often use FHA loans for properties in Volusia County, where the median home price makes these loans a popular choice.

What Does a FHA Loan Specialist in DeLand Cost?

Typical costs for an FHA loan specialist in Florida include an origination fee of 1% to 1.75% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan term and loan-to-value ratio. Appraisal fees in DeLand average $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for DeLand Florida in 2025?
For 2025, the FHA loan limit for a single-family home in Volusia County, including DeLand, is $498,257 for standard loans. Higher limits may apply in high-cost areas, but DeLand falls under the standard limit set by the U.S. Department of Housing and Urban Development (HUD).
What Florida-specific requirements apply to FHA loans?
Florida requires all FHA loan originators to hold an active NMLS license. Additionally, Florida has a 30-day right of rescission for refinances under certain conditions. The property must also meet FHA minimum property standards, which include a valid Florida windstorm insurance policy for homes in designated wind-borne debris zones.
How do I find a licensed FHA loan specialist in DeLand?
You can verify a loan specialist license by searching the NMLS Consumer Access website. Look for specialists who have experience with Florida FHA loans and who are familiar with Volusia County property appraisals. Ask for references and check their history with the Florida Office of Financial Regulation.