Find FHA Loan Specialists in DeLand, FL
Looking for a fha loan specialist in DeLand? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 8 fha loan specialists in DeLand, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in DeLand Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1% to 1.75% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan term and loan-to-value ratio. Appraisal fees in DeLand average $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for DeLand Florida in 2025?
For 2025, the FHA loan limit for a single-family home in Volusia County, including DeLand, is $498,257 for standard loans. Higher limits may apply in high-cost areas, but DeLand falls under the standard limit set by the U.S. Department of Housing and Urban Development (HUD).
What Florida-specific requirements apply to FHA loans?
Florida requires all FHA loan originators to hold an active NMLS license. Additionally, Florida has a 30-day right of rescission for refinances under certain conditions. The property must also meet FHA minimum property standards, which include a valid Florida windstorm insurance policy for homes in designated wind-borne debris zones.
How do I find a licensed FHA loan specialist in DeLand?
You can verify a loan specialist license by searching the NMLS Consumer Access website. Look for specialists who have experience with Florida FHA loans and who are familiar with Volusia County property appraisals. Ask for references and check their history with the Florida Office of Financial Regulation.