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Compare fha loan specialists in Deltona. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Deltona, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Deltona, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jose Alvarado - Mortgage Loan Officer
531 Nardello Dr, Deltona, FL 32725
4077778171
Reverse mortgage my Florida
2016 Golden Arm Rd, Deltona, FL 32738
6783921112
An FHA loan specialist in Deltona Florida helps homebuyers navigate government-backed mortgages with lower down payment requirements. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Deltona buyers often use FHA loans for single-family homes and townhouses in Volusia County.
What Does a FHA Loan Specialist in Deltona Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Deltona usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Deltona Florida?
For 2024 the FHA loan limit for a single-family home in Volusia County is $498,257. This limit applies to most areas in Deltona and can vary for duplexes or larger properties.
What credit score is needed for an FHA loan in Florida?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Florida-specific requirements for FHA loans?
Florida law requires a 30-day waiting period after a short sale or foreclosure before applying for an FHA loan. Additionally the property must meet FHA minimum property standards which include a termite inspection in Florida.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.