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Find FHA Loan Specialists Near You in Dunedin, FL

Browse fha loan specialists serving Dunedin, Florida. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Dunedin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Dunedin, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgages By Sean McManamon - Mortgage Loan Consultant
2323 Curlew Rd, Dunedin, FL 34698
7276395968
Mortgage Pro - Mary King
1980 Summit Dr, Dunedin, FL 34698
7276470769

An FHA loan specialist in Dunedin, Florida can guide you through the process of obtaining a government-backed mortgage. These loans are popular in Pinellas County due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation, ensuring you work with a qualified professional.

What Does a FHA Loan Specialist in Dunedin Cost?

Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Dunedin generally range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 0.5 to 1 percent. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Dunedin do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and submit your application to an FHA-approved lender. They also advise on Florida-specific issues like flood insurance requirements in coastal areas.
What are the FHA loan limits for Dunedin Florida?
For 2024, the FHA loan limit for a single-family home in Pinellas County, including Dunedin, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to most areas in the county.
Do FHA loans require a specific credit score in Florida?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Florida lenders may have their own overlays that require higher scores.