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Directory of fha loan specialists in Englewood, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Englewood, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 fha loan specialists in Englewood, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Xavier Financial and Mortgage Group, LLC
1460 S McCall Rd # 1B, Englewood, FL 34223
9415481791
Custom Mortgage
2400 S McCall Rd STE C, Englewood, FL 34224
9412553342
Progressive Mortgage Corporation
1460 S McCall Rd 3A Suite #8, Englewood, FL 34223
8007731677
An FHA loan specialist in Englewood, Florida helps home buyers and homeowners navigate FHA-insured loans, which are popular for their low down payment requirements. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Englewood residents often use FHA loans for single-family homes, condos, or manufactured homes in Charlotte or Sarasota counties.
What Does a FHA Loan Specialist in Englewood Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual MIP of 0.55% to 0.85%. Closing costs in Englewood range from 2% to 5% of the purchase price, including lender fees, title insurance, and appraisal fees. Actual costs vary by lender, loan amount, and borrower circumstances. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Englewood?
An FHA loan specialist guides borrowers through the FHA loan process, from pre-approval to closing. They review credit history, income, and property eligibility under HUD guidelines. In Florida, they must follow state licensing rules and disclose all loan terms clearly.
What are the FHA loan limits for Englewood Florida?
For 2025, the FHA loan limit for a single-family home in Charlotte County is $498,257, and in Sarasota County it is $552,000. These limits are set by HUD and may change annually. A specialist can confirm the exact limit for your property.
How long does an FHA loan process take in Florida?
The typical FHA loan process takes 30 to 45 days from application to closing. Florida law requires a three-day rescission period after signing loan documents. Delays can occur if the property needs repairs or if appraisal issues arise.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.