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Find FHA Loan Specialists Near You in Indian Harbour Beach, FL
Looking for a fha loan specialist in Indian Harbour Beach? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Indian Harbour Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriBest Mortgage
1413 S Patrick Dr Suite 6, Indian Harbour Beach, FL 32937
3217777277
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer
118 Terry St, Indian Harbour Beach, FL 32937
5707641494
Luis Perez - Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215131180
Debbie Greenway Team-Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215912022
Certified Mortgage Planners - Indian Harbour Office
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3216846393
OfferDesk Mortgage, LLC
20 Navaho Cir, Indian Harbour Beach, FL 32937
3213457797
Virginia Cearra - Regions Mortgage Loan Officer
191 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
3217044328
An FHA loan specialist in Indian Harbour Beach Florida can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular in Florida because they allow lower down payments and have flexible credit requirements. Local specialists understand the specific property conditions and flood insurance rules that apply to homes in coastal areas like Indian Harbour Beach.
What Does a FHA Loan Specialist in Indian Harbour Beach Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Indian Harbour Beach generally range from 2 to 5 percent of the purchase price. Other fees may include appraisal costs around 500 to 700 dollars and credit report fees. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who should consider one in Indian Harbour Beach?
An FHA loan is a government-backed mortgage that requires a lower down payment, often as low as 3.5 percent. It is a good option for first-time homebuyers or those with lower credit scores in Indian Harbour Beach. The loan is insured by the Federal Housing Administration and follows HUD guidelines.
What are the property requirements for an FHA loan in Indian Harbour Beach Florida?
The property must meet minimum HUD safety and livability standards. In Indian Harbour Beach, the home must also comply with local flood zone regulations and may require flood insurance. An FHA appraiser will inspect the property to ensure it meets these standards.
How do Florida specific laws affect FHA loans in Indian Harbour Beach?
Florida law requires lenders to provide a specific disclosure about the cost of title insurance. Additionally, Florida has a 30 day right of rescission period for refinances. An FHA loan specialist in Indian Harbour Beach will help you navigate these state specific requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.