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Compare fha loan specialists in Lady Lake. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Lady Lake, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 fha loan specialists in Lady Lake, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm - Team Setser
510 Co Rd 466 Suite 207-N, Lady Lake, FL 32159
3525613035
Truist
101 Lagrande Blvd, Lady Lake, FL 32159
3525613401
Citizens First Wholesale Mortgage Co.
1133 Main St, Lady Lake, FL 32159
8004771086
Belleair Mortgage, LLC
1197 Fiesta Key Cir, Lady Lake, FL 32159
7272280460
Liberty Reverse Mortgage - The Villages
510 Co Rd 466 ste 207-s, Lady Lake, FL 32159
3522081146
An FHA loan specialist in Lady Lake Florida helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in Lake County for first time buyers and those with lower credit scores. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.
What Does a FHA Loan Specialist in Lady Lake Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Lady Lake generally range from 2 to 5 percent of the purchase price including lender fees title insurance and appraisal fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Lady Lake Florida?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Lady Lake may have its own overlays above these minimums.
What is the FHA loan limit for Lady Lake Florida in 2025?
For 2025 the FHA loan limit for Lake County Florida is $498,257 for a single family home. This limit applies to most areas in Lady Lake. Higher limits may apply for duplexes triplexes and fourplex properties.
How long does an FHA loan closing take in Florida?
A typical FHA loan closing in Florida takes 30 to 45 days from application to funding. Delays can occur if the property needs repairs required by the FHA appraisal. Florida law does not set a specific closing timeline but lenders must provide a Loan Estimate within three business days of application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.