ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Lakewood Ranch. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Lakewood Ranch, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Lakewood Ranch, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Funding Group, Inc.
San Marco Plaza, 8235 Natures Way, Lakewood Ranch, FL 34202
9418946565
America's Mortgage Lender, Florida
11065 Gatewood Dr Suite C 101, Lakewood Ranch, FL 34211
8889955128
Blue Skye Lending
8131 Lakewood Main St #204, Lakewood Ranch, FL 34202
9412568420
On Time Home Loans LLC
8433 Enterprise Cir Suite 100, Lakewood Ranch, FL 34202
8137359918
Integrity Lending
9040 Town Center Pkwy, Lakewood Ranch, FL 34202
9419240044
Melissa Lee at CrossCountry Mortgage, LLC
7313 Merchant Ct, Lakewood Ranch, FL 34240
2392462814
Hudson Presume
5220 Paylor Ln, Lakewood Ranch, FL 34240
8134802562
FHA loan specialists in Lakewood Ranch Florida help homebuyers secure government backed mortgages with lower down payments. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. These specialists guide clients through FHA guidelines including property condition requirements and Florida specific flood insurance rules.
What Does a FHA Loan Specialist in Lakewood Ranch Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs in Lakewood Ranch generally range from 2 to 5 percent of the purchase price. These costs vary based on loan size credit score and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lakewood Ranch Florida?
For 2024 the FHA loan limit for Manatee County which includes Lakewood Ranch is $498,257 for a single family home. This limit is set by the Federal Housing Administration and may change annually. Higher limits apply for duplexes triplexes and four unit properties.
What documents do I need for an FHA loan in Florida?
You need recent pay stubs W 2 forms tax returns from the last two years and bank statements. Florida law also requires proof of flood insurance if the property is in a Special Flood Hazard Area. Self employed borrowers must provide profit and loss statements.
How long does the FHA loan process take in Lakewood Ranch?
The typical FHA loan process takes 30 to 45 days from application to closing. Florida law requires a 7 day right of rescission for refinances but not for purchase loans. Delays can occur if the property needs repairs to meet FHA minimum property standards.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Lakewood Ranch who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.