Find FHA Loan Specialists in Land O' Lakes, FL
Directory of fha loan specialists in Land O' Lakes, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 3 fha loan specialists in Land O' Lakes, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Land O' Lakes Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 to 2 percent of the loan amount. The upfront mortgage insurance premium UFMIP is 1.75 percent of the base loan amount. Annual mortgage insurance premiums MIP range from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Appraisal and credit report fees add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Land O Lakes Florida in 2025?
For 2025 the FHA loan limit for a single-family home in Pasco County is $498,257. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the Department of Housing and Urban Development HUD.
What credit score is needed for an FHA loan in Florida?
Most FHA lenders require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
Are FHA loans assumable in Florida?
Yes FHA loans are assumable by a qualified buyer in Florida. This can be a benefit if interest rates rise. The new borrower must meet standard FHA credit and income requirements.