ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Largo? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Largo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 fha loan specialists in Largo, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
DDA Mortgage
1600 W Bay Dr Ste B, Largo, FL 33770
7277845555
VanDyk Mortgage Corporation
801 W Bay Dr Suite 200, Largo, FL 33770
7272146451
Integrity Financial Services
13129 66th St N, Largo, FL 33773
7275310000
Sunshine Mortgage Brokers
801 W Bay Dr Ste 509, Largo, FL 33770
7273317948
Beach Line Mortgage Inc.
2401 W Bay Dr Suite 117, Largo, FL 33770
7277244832
Top Mortgage Team
12600 S Belcher Rd #106-H, Largo, FL 33773
7277090911
Sea Vista Home Loans
14827 Imperial Point Dr N, Largo, FL 33774
7276864052
Inspired Home Loans
12600 S Belcher Rd #106-H, Largo, FL 33773
7277420247
Merchant One Mortgage Florida
12800 Indian Rocks Rd #5C, Largo, FL 33774
8007940441
Statewide Mortgage Co
1601 E Bay Dr STE 3, Largo, FL 33771
7277970300
An FHA loan specialist in Largo Florida can guide you through the FHA loan process, which is popular for first time homebuyers and those with lower credit scores. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand the Pinellas County housing market and can help you meet FHA property requirements.
What Does a FHA Loan Specialist in Largo Cost?
Typical costs for an FHA loan specialist in Florida include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Largo range from 2 to 5 percent of the purchase price. These costs vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Largo Florida?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but need a 10 percent down payment. Florida lenders may have overlays that require a higher score so check with a specialist.
Are there Florida specific rules for FHA loans?
Yes Florida has specific rules about flood insurance for properties in flood zones. FHA loans require flood insurance if the property is in a Special Flood Hazard Area. Also Florida law requires a licensed appraiser to complete the FHA appraisal.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Largo who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.