Compare FHA Loan Specialists in Longwood, FL
Looking for a fha loan specialist in Longwood? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 9 fha loan specialists in Longwood, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Longwood Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5% to 1.0% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan amount and can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance depending on loan terms and down payment. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Longwood do?
An FHA loan specialist guides you through the FHA loan application and approval process. They help you understand Florida specific property requirements and ensure your loan meets FHA standards. They also assist with required documentation and lender selection.
What are the FHA loan limits for Longwood Florida?
For 2024 the FHA loan limit for a single family home in Seminole County including Longwood is $498,257. Higher limits apply for multi unit properties. These limits are set by the U.S. Department of Housing and Urban Development and are updated annually.
Do I need a special license to work as an FHA loan specialist in Florida?
Yes all mortgage loan originators in Florida must hold a valid license through the NMLS. They must also complete continuing education courses approved by the Florida Office of Financial Regulation. This ensures they meet state and federal requirements.