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Compare fha loan specialists in Newberry. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Newberry, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 fha loan specialists in Newberry, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HMA Mortgage
414 SW 140th Terrace, Newberry, FL 32669
3522049600
Avalon Woods by Maronda Homes
2129 NW 248th Wy, Newberry, FL 32669
9046068849
Mike Jones - Ameris Bank Mortgage
12921 SW 1st Rd Suite 119, Newberry, FL 32669
3522150501
Whiteaker Mortgage Team at HMA Mortgage
414 SW 140th Terrace, Newberry, FL 32669
3522049600
Becky Bessinger - Ameris Bank Mortgage
12921 SW 1st Ave suite 119, Newberry, FL 32669
3524943556
Rick Herring, Sr. Mortgage Loan Officer
414 SW 140th Terrace, Newberry, FL 32669
3527451771
Truist
14220 W Newberry Rd, Newberry, FL 32669
3526606920
Engel & Völkers Gainesville
13085 SW 1 Ln Suite 40, Newberry, FL 32669
3526726325
HMA Mortgage - Heather Tomlinson
414 SW 140th Terrace, Newberry, FL 32669
3522403463
What Does a FHA Loan Specialist in Newberry Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Newberry generally range from 2% to 5% of the purchase price, including appraisal fees (around $500 to $700), title insurance, and lender fees. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Newberry, Florida?
FHA loans in Newberry require a minimum down payment of 3.5% for credit scores of 580 or higher. Borrowers must also have a debt-to-income ratio below 43% and the property must meet FHA minimum property standards. Florida law does not add extra requirements beyond federal FHA guidelines.
How do I find an FHA loan specialist in Newberry?
You can search for FHA-approved lenders through the U.S. Department of Housing and Urban Development (HUD) website. Local mortgage brokers and banks in Newberry often employ specialists who handle FHA loans. Check that the specialist is licensed with the Florida Office of Financial Regulation.
Can I use an FHA loan for a fixer-upper home in Newberry?
Yes, the FHA 203(k) loan allows you to finance both the purchase and renovation of a home in Newberry. The specialist will help you estimate repair costs and ensure the work meets FHA standards. Florida requires licensed contractors for structural repairs, which must be included in the loan plan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.