Skip to main content

FHA Loan Specialists in North Bay Village, FL

Looking for a fha loan specialist in North Bay Village? Review the directory below to compare your options.

3 agents listed
Updated May 2026
North Bay Village, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 fha loan specialists in North Bay Village, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
True Blue Lending
1700 79th Street Causeway STE 160, North Bay Village, FL 33141
3057039001
JD Loans
7934 West Dr APT 905, North Bay Village, FL 33141
3053368826
Southeast Bankers Mortgage Corp
1666 79th Street Causeway # 505, North Bay Village, FL 33141
3056721123

An FHA loan specialist in North Bay Village, Florida helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment options. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. North Bay Village, located in Miami-Dade County, offers diverse housing options that often qualify for FHA financing.

What Does a FHA Loan Specialist in North Bay Village Cost?

Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in North Bay Village generally range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 0.5 to 1 percent. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for North Bay Village in 2025?
For 2025, the FHA loan limit for a single-family home in Miami-Dade County, including North Bay Village, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
Do I need a specific Florida license to be an FHA loan specialist?
Yes, in Florida all mortgage loan originators must hold a valid license from the Florida Office of Financial Regulation. They must also complete continuing education requirements each year. This applies to specialists working in North Bay Village.