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Compare FHA Loan Specialists in North Miami Beach, FL
Directory of fha loan specialists in North Miami Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
North Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 fha loan specialists in North Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amethyst Mortgage LLC
15805 Biscayne Blvd suite 106, North Miami Beach, FL 33160
9178436850
Proper Loans
15807 Biscayne Blvd Suite 217, North Miami Beach, FL 33160
7866732881
Hard Money Lenders IO | Private Loans Lender | Florida
15805 Biscayne Blvd, North Miami Beach, FL 33160
7864757691
Americ Mortgage
1820 NE 163rd St Suite 301, North Miami Beach, FL 33162
3052045626
Fiduciary Mortgage Loans LLC
75 NW 167th St, North Miami Beach, FL 33169
3054205152
FHA loan specialists in North Miami Beach, Florida help borrowers qualify for government insured mortgages with lower down payments. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand the unique housing market and flood insurance requirements in North Miami Beach.
What Does a FHA Loan Specialist in North Miami Beach Cost?
Typical costs for FHA loan specialist services in Florida include an origination fee of 1 percent of the loan amount, plus appraisal fees of $400 to $700. Closing costs average 3 to 5 percent of the purchase price. Florida also charges documentary stamp taxes of 0.35 cents per $100 of the mortgage amount. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in North Miami Beach?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance, and property eligibility. In Florida, specialists must follow state licensing rules under Florida Statute 494.
What credit score is needed for an FHA loan in Florida?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Florida lenders may have their own overlays beyond FHA minimums.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.