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Browse fha loan specialists serving Ocoee, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Ocoee, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Ocoee, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OTOWN MORTGAGE COMPANY INC.
2704 Rew Cir #105a, Ocoee, FL 34761
3212301041
Onestop Financial Services, Llc
2704 Rew Cir #105a, Ocoee, FL 34761
3212341041
An FHA loan specialist in Ocoee Florida helps home buyers and homeowners secure loans insured by the Federal Housing Administration. These loans often require a lower down payment and can be easier to qualify for than conventional loans. In Florida FHA loans must meet state specific property standards and the specialist guides clients through the process from pre approval to closing.
What Does a FHA Loan Specialist in Ocoee Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. For a 300,000 dollar home this means 6,000 to 15,000 dollars in closing costs plus the upfront premium. Costs vary by lender property and borrower profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Ocoee Florida?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. The property must be the primary residence and meet FHA appraisal standards. Florida law requires full disclosure of flood zone status for homes in designated areas.
How long does an FHA loan approval take in Florida?
The typical timeline is 30 to 45 days from application to closing. Florida lenders must provide a Loan Estimate within three business days of receiving a complete application. Delays can occur if the property requires repairs or if appraisal issues arise.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.