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Find FHA Loan Specialists Near You in Orange Park, FL
Browse fha loan specialists serving Orange Park, Florida. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Orange Park, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 fha loan specialists in Orange Park, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dave Davis | Fairway Independent Mortgage Corporation Area Manager
462 Kingsley Ave Suite 102, Orange Park, FL 32073
9045098762
Savannah Shirley - First Florida Mortgage
Park Ave, Orange Park, FL 32073
9045742026
First Florida Mortgage
534-4 Park Ave Suite 4, Orange Park, FL 32073
9044226466
Direct Choice Lending, Inc
748 Timbermill Ln, Orange Park, FL 32065
9043263999
An FHA loan specialist in Orange Park Florida helps home buyers and homeowners navigate FHA insured loans. These loans are backed by the Federal Housing Administration and have lower down payment requirements. In Florida, FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual premiums that vary by loan term and loan-to-value ratio.
What Does a FHA Loan Specialist in Orange Park Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount, plus third party fees for appraisal, credit report, and title services. The upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan term and down payment. Total closing costs in Orange Park usually range from 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Orange Park do?
An FHA loan specialist guides borrowers through the FHA loan process from pre approval to closing. They help verify that the property meets FHA minimum property standards and that the borrower qualifies under FHA credit and income guidelines. In Florida, specialists also ensure compliance with state specific property insurance requirements.
What are the FHA loan limits for Orange Park Florida?
For 2025, the FHA loan limit for a single family home in Clay County Florida is $498,257. This limit applies to most areas in Orange Park. Higher limits may apply for duplexes, triplexes, and fourplex properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.