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Find FHA Loan Specialists in Ormond Beach, FL

Directory of fha loan specialists in Ormond Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Ormond Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 fha loan specialists in Ormond Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CMG Home Loans - Ormond Beach
900 W Granada Blvd Suite 4, Ormond Beach, FL 32174
3212140591
Guild Mortgage - Kristin Deaton
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
3868825230
Mutual of Omaha Mortgage
1452 US-1 Suite 110, Ormond Beach, FL 32174
6305236011
Chris Wolf
900 W Granada Blvd, Ormond Beach, FL 32174
3212140591
Rachael Gilbert- Ameris Bank Mortgage
1259 W Granada Blvd, Ormond Beach, FL 32174
3865478401
Calculator Mortgage LLC
345 Putnam Ave, Ormond Beach, FL 32174
8502275318
Guild Mortgage - Paul Weidner
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
3862997515
Ron Zeigler, Mortgage Broker NMLS 599635
20 Old Port Cir, Ormond Beach, FL 32174
4077215677
Innovative Home Loans
1452 US-1 Suite 113, Ormond Beach, FL 32174
5037203730
Tina Grubbs: The Mortgage Expert
6 Sequoyah Ct, Ormond Beach, FL 32174
7705006321
Guild Mortgage Company
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
3866102718
Lewis Strasnick - CMG Home Loans Mortgage Loan Officer
900 W Granada Blvd Suite 4, Ormond Beach, FL 32174
3869441448
Fifth Third Mortgage - Wendy C. Barbosa
4 N Beach St, Ormond Beach, FL 32174
3865868940
Cameron Holley
900 W Granada Blvd, Ormond Beach, FL 32174
3862713200

What Does a FHA Loan Specialist in Ormond Beach Cost?

FHA loan costs in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Ormond Beach typically total 2 to 5 percent of the purchase price. Lender origination fees appraisal fees and title insurance are additional expenses. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Ormond Beach?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays so check with a specialist.
Are there Florida specific limits for FHA loans in Ormond Beach?
Yes FHA loan limits vary by county. For Volusia County in 2024 the single family home limit is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually.
How long does the FHA loan process take in Florida?
The typical FHA loan process takes 30 to 45 days from application to closing in Florida. Delays can occur if the property needs repairs required by an FHA appraisal. Your specialist will guide you through each step.