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Find FHA Loan Specialists Near You in Pinecrest, FL
Directory of fha loan specialists in Pinecrest, Florida. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Pinecrest, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Pinecrest, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NXT LVL Lending
9771 S Dixie Hwy, Pinecrest, FL 33156
3058037695
Chase Home Lending
12795 S Dixie Hwy, Pinecrest, FL 33156
3052837828
An FHA loan specialist in Pinecrest Florida helps borrowers secure government backed mortgages with lower down payments. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. These specialists guide clients through FHA eligibility credit requirements and Florida specific property appraisal rules.
What Does a FHA Loan Specialist in Pinecrest Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Florida average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Pinecrest Florida?
FHA loan limits in Miami Dade County where Pinecrest is located are higher than standard limits due to high cost area designation. For 2024 the single family home limit is $1,149,825. This applies to all FHA loans in the county.
Do FHA loans require a Florida specific inspection?
Yes FHA loans require a property appraisal by a FHA approved appraiser. Florida law does not add extra inspection requirements but the appraiser must check for safety and structural issues. The appraisal also verifies the property meets minimum FHA standards.
Can I use an FHA loan for a condo in Pinecrest?
Yes but the condo complex must be on the FHA approved condominium list. Florida has many condo associations that are not approved. Your specialist can check the HUD database to see if the complex qualifies.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.